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 Loan Programs

Below are some of the loan programs SEDA-COG offers to help you start or expand your business.

Eligibility Matrix

Program

Manufacturer Service/
Retail
For-Profit Non-Profit Max.
Participation

Small Business Administration 504 Program

YES YES YES NO 40%

SEDA-COG Revolving Loan Funds

YES YES* YES NO 50%

USDA Intermediary Relending Program (IRP)

YES YES YES YES 50%

Telecommunications Equity and Marcellus (TEAM)

YES YES YES NO 10%/50%

Pennsylvania Industrial Development Authority (PIDA)

YES YES YES NO 50%

First Industries Agriculture Program

YES YES YES NO 50%

First Industries Tourism Program

YES YES YES NO 50%

USDA Business and Industry Guarantee

YES YES YES YES Up to 100%

Clinton County Revolving Loan Fund

YES YES YES YES 33%

Centre County Economic Development Loan Fund

YES NO YES NO 50%

*  Professional services are eligible

Which programs are right for your project?  That's where we come in.  We'll take a look at your project and put together a financing package that is the most cost-effective for your business.