SEDA-COG Finance - Loan Programs

Loan Programs

Below are some of the loan programs SEDA-COG offers to help you start or expand your business.

Eligibility Matrix

Program	Manufacturer	Service/ Retail	For-Profit	Non-Profit	Max. Participation
Small Business Administration 504 Program	YES	YES	YES	NO	40%
Small Business First (SBF)	YES	NO*	YES	NO	50%
SEDA-COG Revolving Loan Funds	YES	NO	YES	NO	33%-50%
USDA Intermediary Relending Program (IRP)	YES	YES	YES	YES	40%
Community Economic Development (CED)	NO	YES	YES	NO	50%
USDA Business and Industry Guarantee	YES	YES	YES	YES	Up to 100%
First Industries Agriculture Program	YES	YES	YES	NO	50%
First Industries Tourism Program	YES	YES	YES	NO	50%
Machinery and Equipment Loan Fund (MELF)	YES	NO	YES	NO	50%
Pennsylvania Industrial Development Authority (PIDA)	YES	NO	YES	NO	50%-70%
Clinton County Revolving Loan Fund	YES	YES	YES	YES	33%
Centre County Economic Development Loan Fund	YES	NO	YES	NO	50%
* Hotels, Restaurants, and Daycare providers (both for- and non-profit) may be eligible

Which programs are right for your project? That's where we come in. We'll take a look at your project and put together a financing package that is the most cost-effective for your business.