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News Notices & Publications: Fuel City exceeds projections, got its start with SEDA-COG partnership


Fuel City exceeds projections, got its start with SEDA-COG partnership

Announcement Type


Date Published


Regional Spotlight


Short Description



A fast food and gas station in Carlisle that SEDA-COG helped finance is exceeding its projections, and has created about 55 jobs.


Fuel City Truck Stop Inc. is a one-stop destination point, boasting a full-service, drive-thru Burger King and Market Fresh convenience store, and a Sunoco gas station.


The Nagra family (owners) broke ground at 370 Allen Road last summer, and about a year later, celebrated its grand opening complete with a simulation of Sunoco’s sponsored nationwide racecar.


Dalsher Nagra, director of development, said the business is outperforming its northeast regional competitors, citing Burger King’s metrics, which includes speed of service time, even with its large volume of customers. The Sunoco side is hitting projections, he said.


Nagra said the loan partnership between SEDA-COG and M&T Bank helped make the business a success from the ground up. SEDA-COG provided an $841,309 Small Business Administration (SBA) 504 loan, and M&T Bank financed a $1.3 million loan. Total project cost was $2.6 million.


Since there aren’t many small models of fast food and gas stations by independent companies, the Nagras worked with SEDA-COG and M&T Bank to set up projections and address concerns. The partnership yielded great results.


The SBA 504 loan SEDA-COG provided had benefits that were key for the business’s successful venture. The SBA 504 loan spread the project credit risk between the SBA and the bank.


“This was a significant project for a small company like us, and the SBA 504 loan makes a lender more comfortable, knowing the risk is shared,” Nagra said.


The loan also helped them keep cash available for business expenses.


“Cash flow is important to us, and we didn’t want to dry up all of our cash resources at the beginning of the loan,” Nagra said. “The SBA let us put in our land as our cash injection, and that helped us out a lot.”


The site features the latest fueling dispensers with media screens at each pump to stream live news, sports, the weather forecast, and more. 


The Nagra family has been involved in the fuel retail business for over 15 years and in the fast food business for over eight years.


The future holds promise for them. As another set of warehouses is cropping up across the street from Fuel City, Nagra looks forward to serving more customers.


The venture has been so successful that the Nagras opened a second Burger King in Enola, which includes a dual drive-thru.


SEDA-COG’s Business Finance staff can help you find the loan that’s right for you. Contact us today to start a partnership at 570-524-4491 or

Expires on Website



Fuel City update Business Finance loans Carlisle Enola Nagra jobs gas station Sunoco Burger King


Created at 12/14/2016 10:08 AM by Liz Regan
Last modified at 12/14/2016 10:08 AM by Liz Regan